Neighborhood

Scott County neighbourhood #3

Georgetown, Kentucky US

AI Summary•Updated May 2026

Area

0.01 mi²

ZIP Code

40324

County

Scott County

State

Kentucky

Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20FBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5US Census ACS / TIGER 2024

Verified Price · Median Sale

$341,898

YoY+4.4%

Gross Rental Yield

5.5%

Listed rent · ZORI annualized

Red Flag Index

Moderate

53 / 100

Walkability Score

—

OpenStreetMap POI density · national percentile

Education Score

68 / 100

Good · better than 68% of U.S. districts

Pre-pandemic SEDA (2018/19) · district proxy

AI Score

Good

DistrictScore attractiveness · national model

Scott County neighbourhood #3 Property Prices & Rental Yield

Verified Redfin sale data and Zillow ZORI asking rent for Scott County neighbourhood #3, Georgetown.

Unlock the Scott County neighbourhood #3 12-month price trend

See the full Verified vs Listed price history — free with a DistrictScore account.

Market Economics Snapshot

May 2026

Metric	Value	YoY
Median Sale Price	$341,898	+4.4%
Price / Sq Ft (Verified)	$186/sqft	+2.3%
Asking Rent (Median)	$1,567/mo	+5.4%
Gross Rental Yield	5.5%	—
Liquidity Score	47 / 100	Moderate
Homes Sold (Period)	209	-17.1%

Is Scott County neighbourhood #3 Safe? Natural-Hazard Risk

FEMA National Risk Index composite across eight hazards, plus inherited Kentucky crime context.

Red Flag Breakdown

53 / 100

Moderate Risk

Composite is weighted by expected impact — frequent low-damage hazards (hail, wind) weigh less than flood or wildfire.

Strong Wind100Very High

Tornado80Very High

Earthquake60High

Hail60High

Flood40Moderate

Wildfire40Moderate

Hurricane40Moderate

Heat40Moderate

8/8 hazards scored · FEMA NRI v1.20

Crime (state-level): Kentucky averaged 15.6 crimes and 2.1 violent per 1,000 residents (-11.9% YoY) in 2024(FBI UCR). Compare the state to the country, not states as a ranking — full Safety & Crime data lives on the state page.

Unlock the full risk report for Scott County neighbourhood #3

Tract-level hazard heatmap & parcel detail with Pro

Unlock the Scott County neighbourhood #3 hazard breakdown

See all eight FEMA hazard scores — free with a DistrictScore account.

What Stands Out AI Insight

Above-average gross rental yield at 5.5%

Appreciating market — +4.4% sale-price YoY

Active transaction volume — 209 homes sold last period

Strong Wind risk is Very High (100/100)

Tornado risk is Very High (80/100)

Insights are generated from Scott County neighbourhood #3's live DistrictScore metrics.

Scott County neighbourhood #3 Environment & Safety

Satellite PM2.5 air-quality history, FBI UCR crime trend (Kentucky-level, the finest official aggregation), EPA radon potential and point-source hazard screening.

Air Quality — PM2.5

2015–2024

6.4 µg/m³ Meets EPA, above WHO guideline-21.6% since 2015

EPA 9WHO 5

20152024

Annual mean fine-particle (PM2.5) concentration at the Scott County neighbourhood #3 centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 66% of U.S. neighborhoods.

Kentucky Crime Trend

FBI UCR

20132024

All crimes / 1k

Violent / 1k

Year	Crimes / 1k	Violent / 1k	YoY
2024	15.6	2.1	-11.9%
2023	17.9	2.3	+5.8%
2022	17.1	2.2	-9.8%
2021	18.9	2.7	-6.5%
2020	20.4	2.6	-4.2%
2019	21.3	2.2	—

Reported at the state level — the finest official US crime aggregation; Scott County neighbourhood #3 inherits the Kentucky figures.

Radon Potential

EPA

Zone 1

Zone 1 — Highest potential · Scott County neighbourhood #3

EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.

Scott County neighbourhood #3 vs Georgetown vs Kentucky

How Scott County neighbourhood #3 benchmarks against its city and state medians.

Benchmark vs City & State

In Scott County neighbourhood #3, the median sale price sits in line with the median for Georgetown neighborhoods and in line with the statewide median. Gross rental yield is 5.5%, against 5.5% for Georgetown neighborhoods and 5.5% statewide. Over the past 12 months, prices rose 4.4%. Transaction liquidity sits in line with the median for Georgetown neighborhoods and above the statewide median.

Area	Median / Sq Ft	Gross Yield	Liquidity
Scott County neighbourhood #3	$186/sqft	5.5%	47
Georgetown	$186/sqft	5.5%	47
Kentucky	$186/sqft	5.5%	40

Unlock the Scott County neighbourhood #3 benchmark

Compare Scott County neighbourhood #3 against Georgetown and Kentucky medians — free with a DistrictScore account.

Buying Property in the US as a Foreigner

Federal & Kentucky tax facts for non-resident buyers, plus the latest local market news.

Buying as a Foreigner

US Tax & Ownership

Applies to everyone7

Capital Gains (Federal)

Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).

Property Tax

Property tax: ~0.72% average effective rate (statewide average; set and collected locally).

State Income Tax

State income tax up to 4.0%; rental income is taxed at these rates.

State Capital Gains

Capital gains are taxed as ordinary income at state rates.

Transfer Tax

Real estate transfer tax: $0.50 per $500.

Assessment Cap

No Proposition 13-style assessment cap; property is reassessed at market value.

Mansion Tax / Rent Control

No statewide mansion tax or statewide rent control.

US citizens & tax residents7

Primary-Home Exclusion

Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.

1031 Like-Kind Exchange

A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.

Depreciation Recapture

Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).

Mortgage Interest Deduction

Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).

Opportunity Zones

Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.

Rental Income (Resident)

Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.

1031 State Conformity

The state conforms to the federal 1031 like-kind exchange rules.

Foreign buyers (non-residents)5

FIRPTA (Foreign Sellers)

FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.

Non-Resident Capital Gains

Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.

Non-Resident Rental Tax

Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).

Estate Tax (Non-Resident)

Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.

ITIN Requirement

Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.

Talk to a US real-estate tax advisor

FIRPTA, ITIN & Kentucky property-tax guidance for foreign buyers

Latest Georgetown Real-Estate News

New Fed chairman may leave mortgage rates mostly unchanged

Guaranteed Rate • Jun 18, 2026

Household real estate wealth hits record $48.7 trillion

Eye On Housing • Jun 18, 2026

U.S. commercial property prices hit record as deal patterns shift

Altus Group • Jun 18, 2026

Unlock deeper insights on Scott County neighbourhood #3

Deeper data. Smarter decisions. Stronger returns.

Full Risk Reports

Tract-level hazards

Investment Score

AI-driven analysis

Export & Reports

PDF & Excel

Priority Support

Fast-track help

Get Pro Access7-day free trial. Cancel anytime.