What is the rental yield in White Oak Bottom, Toms River, New Jersey?

White Oak Bottom, Toms River, New Jersey has a gross yield of 8.3. That is paired with prices about 13% below Toms River and 14% below New Jersey, while the Red Flag score is 89 and walkability is 19.

How have prices changed in White Oak Bottom, Toms River, New Jersey over the past year?

Prices in White Oak Bottom, Toms River, New Jersey are up 2.9% over the past year. Even with that increase, pricing remains about 13% below Toms River and 14% below New Jersey, and the gross yield is 8.3.

How does White Oak Bottom compare with Toms River and New Jersey?

White Oak Bottom, Toms River, New Jersey is priced about 13% below Toms River and 14% below New Jersey. It also has an 8.3 gross yield, education in the 80th percentile, walkability of 19, and a Red Flag score of 89.

What should buyers know about White Oak Bottom, Toms River, New Jersey?

White Oak Bottom, Toms River, New Jersey pairs an 8.3 gross yield with education in the 80th percentile and a 2.9% price increase over the past year. The main tradeoff is the Red Flag score of 89, while walkability is 19.

Neighborhood

White Oak Bottom

Toms River, New Jersey US

White Oak Bottom, Toms River, New Jersey has an investment profile shaped by an 8.3 gross yield, prices about 13% below Toms River and 14% below New Jersey, and a 2.9% rise over the past year. The neighborhood combines an education in the 80th percentile with walkability of 19, while the Red Flag score of 89 points to a higher overall risk reading. The yield is a clear strength, but the elevated Red Flag score is a notable constraint.

AI Summary•Updated May 2026

Area

4.87 mi²

ZIP Code

08755

County

Ocean County

State

New Jersey

Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20OpenStreetMap — POIFBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5EPA FRS / BTS — hazard screeningUS Census ACS / TIGER 2024

Verified Price · Median Sale

$450,866

YoY+2.9%

Gross Rental Yield

8.3%

Listed rent · ZORI annualized

Red Flag Index

Very High

89 / 100

Walkability Score

Minimal

OpenStreetMap POI density · national percentile

Education Score

80 / 100

Excellent · better than 80% of U.S. districts

Pre-pandemic SEDA (2018/19) · district proxy

AI Score

Fair

DistrictScore attractiveness · national model

White Oak Bottom Property Prices & Rental Yield

Verified Redfin sale data and Zillow ZORI asking rent for White Oak Bottom, Toms River.

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Market Economics Snapshot

May 2026

Metric	Value	YoY
Median Sale Price	$450,866	+2.9%
Price / Sq Ft (Verified)	$272/sqft	+2.3%
Asking Rent (Median)	$3,100/mo	+2.6%
Gross Rental Yield	8.3%	—
Liquidity Score	30 / 100	Low
Homes Sold (Period)	86	-13.1%

Is White Oak Bottom Safe? Natural-Hazard Risk

FEMA National Risk Index composite across eight hazards, plus inherited New Jersey crime context.

Red Flag Breakdown

89 / 100

Very High Risk

Composite is weighted by expected impact — frequent low-damage hazards (hail, wind) weigh less than flood or wildfire.

Flood100Very High

Wildfire100Very High

Hurricane100Very High

Heat100Very High

Strong Wind100Very High

Earthquake80Very High

Hail60High

Tornado40Moderate

8/8 hazards scored · FEMA NRI v1.20

Crime (state-level): New Jersey averaged 16.4 crimes and 2.2 violent per 1,000 residents (-4.9% YoY) in 2024(FBI UCR). Compare the state to the country, not states as a ranking — full Safety & Crime data lives on the state page.

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Tract-level hazard heatmap & parcel detail with Pro

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See all eight FEMA hazard scores — free with a DistrictScore account.

What Stands Out AI Insight

Above-average gross rental yield at 8.3%

Active transaction volume — 86 homes sold last period

Flood risk is Very High (100/100)

Wildfire risk is Very High (100/100)

Insights are generated from White Oak Bottom's live DistrictScore metrics.

White Oak Bottom Environment & Safety

Satellite PM2.5 air-quality history, FBI UCR crime trend (New Jersey-level, the finest official aggregation), EPA radon potential and point-source hazard screening.

Air Quality — PM2.5

2015–2024

6.3 µg/m³ Meets EPA, above WHO guideline-22.7% since 2015

EPA 9WHO 5

20152024

Annual mean fine-particle (PM2.5) concentration at the White Oak Bottom centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 59% of U.S. neighborhoods.

New Jersey Crime Trend

FBI UCR

20132024

All crimes / 1k

Violent / 1k

Year	Crimes / 1k	Violent / 1k	YoY
2024	16.4	2.2	-4.9%
2023	17.5	2.3	+7.2%
2022	16.6	2.2	+28.0%
2021	12.9	1.8	-0.3%
2020	13.5	1.9	-12.3%
2019	15.4	2.1	—

Reported at the state level — the finest official US crime aggregation; White Oak Bottom inherits the New Jersey figures.

Radon Potential

EPA

Zone 3

Zone 3 — Lowest potential · White Oak Bottom

EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.

Environmental Hazards

EPA / BTS

Superfund (NPL)0.0 kmVery High

Industrial odor4 nearbyVery High

Point-source screening near White Oak Bottom: EPA Superfund National Priorities List & Facility Registry (2026), BTS aviation noise (2020, 24-hour average level). Superfund shows distance to the nearest listed site; odor shows detected sources within the screening radius. Only detected sources are listed; the bar shows severity vs. all U.S. neighborhoods.

Walkability & Amenities in White Oak Bottom

Amenity density and pedestrian access from OpenStreetMap points of interest.

Walkability & Amenities

OpenStreetMap POI

19

Minimal

Walkability Score

6

Grocery

8

Dining

2

Schools

0

Universities

2

Hospitals

0

Pharmacies

0

Parks

0

Rail Transit

0

Coworking

POI counts are amenities within White Oak Bottom's boundary plus a 400 m walk buffer. Rail transit excludes bus stops.

White Oak Bottom vs Toms River vs New Jersey

How White Oak Bottom benchmarks against its city and state medians.

Benchmark vs City & State

In White Oak Bottom, the median sale price sits about 13% below the median for Toms River neighborhoods and about 13% below the statewide median. Gross rental yield is 8.3%, against 6.3% for Toms River neighborhoods and 6.3% statewide. Over the past 12 months, prices rose 2.9%. Transaction liquidity sits below the median for Toms River neighborhoods and above the statewide median.

Area	Median / Sq Ft	Gross Yield	Liquidity
White Oak Bottom	$272/sqft	8.3%	30
Toms River	$313/sqft	6.3%	44
New Jersey	$314/sqft	6.3%	24

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Buying Property in the US as a Foreigner

Federal & New Jersey tax facts for non-resident buyers, plus the latest local market news.

Buying as a Foreigner

US Tax & Ownership

Applies to everyone7

Capital Gains (Federal)

Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).

Property Tax

Property tax: ~1.68% average effective rate (statewide average; set and collected locally).

State Income Tax

State income tax up to 10.75%; rental income is taxed at these rates.

State Capital Gains

Capital gains are taxed as ordinary income at state rates.

Transfer Tax

Real estate transfer tax: transfer fee + mansion fee (seller-paid from FY2026).

Assessment Cap

No Proposition 13-style assessment cap; property is reassessed at market value.

Mansion Tax / Rent Control

Mansion fee on homes over $1M (graduated, seller-paid from FY2026).

US citizens & tax residents8

Primary-Home Exclusion

Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.

1031 Like-Kind Exchange

A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.

Depreciation Recapture

Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).

Mortgage Interest Deduction

Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).

Opportunity Zones

Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.

Rental Income (Resident)

Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.

Homestead Exemption

No homestead exemption: no creditor protection and no homestead property-tax break.

1031 State Conformity

The state conforms to the federal 1031 like-kind exchange rules.

Foreign buyers (non-residents)5

FIRPTA (Foreign Sellers)

FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.

Non-Resident Capital Gains

Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.

Non-Resident Rental Tax

Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).

Estate Tax (Non-Resident)

Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.

ITIN Requirement

Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.

Talk to a US real-estate tax advisor

FIRPTA, ITIN & New Jersey property-tax guidance for foreign buyers

Latest Toms River Real-Estate News

New Fed chairman may leave mortgage rates mostly unchanged

Guaranteed Rate • Jun 18, 2026

Household real estate wealth hits record $48.7 trillion

Eye On Housing • Jun 18, 2026

U.S. commercial property prices hit record as deal patterns shift

Altus Group • Jun 18, 2026

White Oak Bottom Real Estate FAQ

White Oak Bottom, Toms River, New Jersey shows an 8.3 gross yield and prices about 13% below Toms River and 14% below New Jersey, which supports a value-oriented profile. The Red Flag score is 89, so the overall risk reading is elevated relative to the other metrics.

Neighborhoods near White Oak Bottom

Compare White Oak Bottom with nearby neighborhoods in Toms River.

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