Neighborhood
The Reserve at James Island
Jacksonville, Florida US
The Reserve at James Island, Jacksonville, Florida has a cautious investment profile, with prices in line with Jacksonville at 2% below and 10% below Florida, a gross yield of 4.7, and prices down 2.5% over the past year. The Red Flag score of 85 is a major risk marker, while education is in the 42nd percentile. Walkability is not available.
AI Summary•Updated May 2026
Area
0.04 mi²
ZIP Code
32256
County
Duval County
State
Florida
Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20FBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5US Census ACS / TIGER 2024
Verified Price · Median Sale
$399,781
YoY-2.5%
Gross Rental Yield
4.7%
Listed rent · ZORI annualized
Red Flag Index
Very High
85 / 100
Walkability Score
—
OpenStreetMap POI density · national percentile
Education Score
42 / 100
Pre-pandemic SEDA (2018/19) · district proxy
AI Score
42
DistrictScore attractiveness · national model
The Reserve at James Island Property Prices & Rental Yield
Verified Redfin sale data and Zillow ZORI asking rent for The Reserve at James Island, Jacksonville.
Unlock the The Reserve at James Island 12-month price trend
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Sign in to view — freeMarket Economics Snapshot
May 2026| Metric | Value | YoY |
|---|---|---|
| Median Sale Price | $399,781 | -2.5% |
| Price / Sq Ft (Verified) | $208/sqft | -1.1% |
| Asking Rent (Median) | $1,548/mo | +1.6% |
| Gross Rental Yield | 4.7% | — |
| Liquidity Score | 53 / 100 | Moderate |
| Homes Sold (Period) | 272 | +21.4% |
Is The Reserve at James Island Safe? Natural-Hazard Risk
FEMA National Risk Index composite across eight hazards, plus inherited Florida crime context.
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Sign in to view — free What Stands Out AI Insight
Liquid resale market — liquidity 53/100
Active transaction volume — 272 homes sold last period
Flood risk is Very High (100/100)
Hurricane risk is Very High (100/100)
Insights are generated from The Reserve at James Island's live DistrictScore metrics.
The Reserve at James Island Environment & Safety
Satellite PM2.5 air-quality history, FBI UCR crime trend (Florida-level, the finest official aggregation), EPA radon potential and point-source hazard screening.
Air Quality — PM2.5
2015–20245.4 µg/m³ Meets EPA, above WHO guideline+0.9% since 2015
EPA 9WHO 5
20152024
Annual mean fine-particle (PM2.5) concentration at the The Reserve at James Island centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 32% of U.S. neighborhoods.
Florida Crime Trend
FBI UCR20132024
All crimes / 1k
Violent / 1k
| Year | Crimes / 1k | Violent / 1k | YoY |
|---|---|---|---|
| 2024 | 16.9 | 2.7 | -4.5% |
| 2023 | 18.0 | 2.9 | -2.3% |
| 2022 | 19.0 | 2.9 | +4.4% |
| 2021 | 18.6 | 3.4 | -13.5% |
| 2020 | 21.5 | 3.8 | -13.7% |
| 2019 | 25.2 | 3.8 | — |
Reported at the state level — the finest official US crime aggregation; The Reserve at James Island inherits the Florida figures.
Radon Potential
EPAZone 3
Zone 3 — Lowest potential · The Reserve at James Island
EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.
The Reserve at James Island vs Jacksonville vs Florida
How The Reserve at James Island benchmarks against its city and state medians.
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Compare The Reserve at James Island against Jacksonville and Florida medians — free with a DistrictScore account.
Sign in to view — freeBuying Property in the US as a Foreigner
Federal & Florida tax facts for non-resident buyers, plus the latest local market news.
Buying as a Foreigner
US Tax & OwnershipApplies to everyone7
Capital Gains (Federal)
Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).
Property Tax
Property tax: ~0.76% average effective rate (statewide average; set and collected locally).
State Income Tax
No state income tax — rental income is not taxed at the state level.
State Capital Gains
No state capital gains tax.
Transfer Tax
Real estate transfer tax: documentary stamp $0.70 per $100 ($0.60 in Miami-Dade).
Assessment Cap
Save Our Homes caps homestead assessment growth at 3%/CPI; reassessed to market value on sale.
Mansion Tax / Rent Control
No statewide mansion tax or statewide rent control.
US citizens & tax residents8
Primary-Home Exclusion
Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.
1031 Like-Kind Exchange
A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.
Depreciation Recapture
Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).
Mortgage Interest Deduction
Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).
Opportunity Zones
Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.
Rental Income (Resident)
Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.
Homestead Exemption
Homestead: up to $50,000 off taxable value, plus unlimited protection from most creditors.
Senior & Veteran Exemptions
Extra $50,000 senior exemption plus property-tax discounts for veterans.
Foreign buyers (non-residents)6
FIRPTA (Foreign Sellers)
FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.
Non-Resident Capital Gains
Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.
Non-Resident Rental Tax
Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).
Estate Tax (Non-Resident)
Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.
ITIN Requirement
Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.
Foreign Ownership Restrictions
SB 264 restricts buyers from 7 countries of concern (incl. China) from residential property near sensitive sites. Verify first.
Talk to a US real-estate tax advisor
FIRPTA, ITIN & Florida property-tax guidance for foreign buyers
The Reserve at James Island Real Estate FAQ
The Reserve at James Island, Jacksonville, Florida has a cautious profile, with prices 2% below Jacksonville and 10% below Florida, a gross yield of 4.7, and prices down 2.5% over the past year. The Red Flag score is 85, which is the clearest risk signal in the numbers.
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