What is the rental yield in Sun 'n Lake of Sebring, Florida?

The gross yield in Sun 'n Lake of Sebring, Florida is 6.9. That sits alongside prices about 27% below the Florida median and a 4.6% decline over the past year, so the income profile is relatively strong compared with the lower price level.

How have prices changed in Sun 'n Lake of Sebring, Florida over the past year?

Prices in Sun 'n Lake of Sebring, Florida are down 4.6% over the past year. The neighborhood also sits about 27% below the Florida median, which frames the recent move as part of a lower-priced market with a gross yield of 6.9.

How does Sun 'n Lake of Sebring, Florida compare with Florida overall?

Sun 'n Lake of Sebring, Florida is about 27% below the Florida median on price and has a gross yield of 6.9. Against that, it carries a Red Flag score of 72, walkability of 10, and education in the 35th percentile.

Neighborhood

Sun 'n Lake of Sebring

Florida US

Sun 'n Lake of Sebring, Florida has a value-oriented investment profile, with prices about 27% below the Florida median, a gross yield of 6.9, and prices down 4.6% over the past year. The main strength is the yield relative to the lower price level, while the main risk is a Red Flag score of 72. Walkability is 10 and education is in the 35th percentile.

AI Summary•Updated May 2026

Area

10.47 mi²

ZIP Code

33872

County

Highlands County

State

Florida

Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20OpenStreetMap — POIFBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5EPA FRS / BTS — hazard screeningUS Census ACS / TIGER 2024

Verified Price · Median Sale

$293,363

YoY-4.6%

Gross Rental Yield

6.9%

Listed rent · ZORI annualized

Red Flag Index

High

72 / 100

Walkability Score

Minimal

OpenStreetMap POI density · national percentile

Education Score

35 / 100

Limited · better than 35% of U.S. districts

Pre-pandemic SEDA (2018/19) · district proxy

AI Score

Fair

DistrictScore attractiveness · national model

Sun 'n Lake of Sebring Property Prices & Rental Yield

Verified Redfin sale data and Zillow ZORI asking rent.

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Market Economics Snapshot

May 2026

Metric	Value	YoY
Median Sale Price	$293,363	-4.6%
Price / Sq Ft (Verified)	$170/sqft	-3.7%
Asking Rent (Median)	$1,687/mo	-1.3%
Gross Rental Yield	6.9%	—
Liquidity Score	34 / 100	Moderate
Homes Sold (Period)	114	+35.7%

Is Sun 'n Lake of Sebring Safe? Natural-Hazard Risk

FEMA National Risk Index composite across eight hazards, plus inherited Florida crime context.

Red Flag Breakdown

72 / 100

High Risk

Composite is weighted by expected impact — frequent low-damage hazards (hail, wind) weigh less than flood or wildfire.

Wildfire100Very High

Hurricane100Very High

Strong Wind100Very High

Tornado80Very High

Flood60High

Heat60High

Hail40Moderate

Earthquake20Low

8/8 hazards scored · FEMA NRI v1.20

Crime (state-level): Florida averaged 16.9 crimes and 2.7 violent per 1,000 residents (-4.5% YoY) in 2024(FBI UCR). Compare the state to the country, not states as a ranking — full Safety & Crime data lives on the state page.

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Tract-level hazard heatmap & parcel detail with Pro

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What Stands Out AI Insight

Above-average gross rental yield at 6.9%

Active transaction volume — 114 homes sold last period

Wildfire risk is Very High (100/100)

Hurricane risk is Very High (100/100)

Insights are generated from Sun 'n Lake of Sebring's live DistrictScore metrics.

Sun 'n Lake of Sebring Environment & Safety

Satellite PM2.5 air-quality history, FBI UCR crime trend (Florida-level, the finest official aggregation), EPA radon potential and point-source hazard screening.

Air Quality — PM2.5

2015–2024

6.1 µg/m³ Meets EPA, above WHO guideline+39.6% since 2015

EPA 9WHO 5

20152024

Annual mean fine-particle (PM2.5) concentration at the Sun 'n Lake of Sebring centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 54% of U.S. neighborhoods.

Florida Crime Trend

FBI UCR

20132024

All crimes / 1k

Violent / 1k

Year	Crimes / 1k	Violent / 1k	YoY
2024	16.9	2.7	-4.5%
2023	18.0	2.9	-2.3%
2022	19.0	2.9	+4.4%
2021	18.6	3.4	-13.5%
2020	21.5	3.8	-13.7%
2019	25.2	3.8	—

Reported at the state level — the finest official US crime aggregation; Sun 'n Lake of Sebring inherits the Florida figures.

Radon Potential

EPA

Zone 3

Zone 3 — Lowest potential · Sun 'n Lake of Sebring

EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.

Environmental Hazards

EPA / BTS

Industrial odor1 nearbyVery High

Point-source screening near Sun 'n Lake of Sebring: EPA Superfund National Priorities List & Facility Registry (2026), BTS aviation noise (2020, 24-hour average level). Superfund shows distance to the nearest listed site; odor shows detected sources within the screening radius. Only detected sources are listed; the bar shows severity vs. all U.S. neighborhoods.

Walkability & Amenities in Sun 'n Lake of Sebring

Amenity density and pedestrian access from OpenStreetMap points of interest.

Walkability & Amenities

OpenStreetMap POI

10

Minimal

Walkability Score

0

Grocery

0

Dining

2

Schools

0

Universities

2

Hospitals

1

Pharmacies

1

Parks

0

Rail Transit

0

Coworking

POI counts are amenities within Sun 'n Lake of Sebring's boundary plus a 400 m walk buffer. Rail transit excludes bus stops.

Sun 'n Lake of Sebring vs City vs Florida

How Sun 'n Lake of Sebring benchmarks against its city and state medians.

Benchmark vs City & State

Across Sun 'n Lake of Sebring, the median sale price sits about 27% below the statewide median. Gross rental yield is 6.9%, against 6.2% statewide. Over the past 12 months, prices fell 4.6%. Transaction liquidity sits below the statewide median.

Area	Median / Sq Ft	Gross Yield	Liquidity
Sun 'n Lake of Sebring	$170/sqft	6.9%	34
Florida	$232/sqft	6.2%	36

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Buying Property in the US as a Foreigner

Federal & Florida tax facts for non-resident buyers, plus the latest local market news.

Buying as a Foreigner

US Tax & Ownership

Applies to everyone7

Capital Gains (Federal)

Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).

Property Tax

Property tax: ~0.76% average effective rate (statewide average; set and collected locally).

State Income Tax

No state income tax — rental income is not taxed at the state level.

State Capital Gains

No state capital gains tax.

Transfer Tax

Real estate transfer tax: documentary stamp $0.70 per $100 ($0.60 in Miami-Dade).

Assessment Cap

Save Our Homes caps homestead assessment growth at 3%/CPI; reassessed to market value on sale.

Mansion Tax / Rent Control

No statewide mansion tax or statewide rent control.

US citizens & tax residents8

Primary-Home Exclusion

Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.

1031 Like-Kind Exchange

A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.

Depreciation Recapture

Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).

Mortgage Interest Deduction

Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).

Opportunity Zones

Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.

Rental Income (Resident)

Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.

Homestead Exemption

Homestead: up to $50,000 off taxable value, plus unlimited protection from most creditors.

Senior & Veteran Exemptions

Extra $50,000 senior exemption plus property-tax discounts for veterans.

Foreign buyers (non-residents)6

FIRPTA (Foreign Sellers)

FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.

Non-Resident Capital Gains

Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.

Non-Resident Rental Tax

Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).

Estate Tax (Non-Resident)

Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.

ITIN Requirement

Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.

Foreign Ownership Restrictions

SB 264 restricts buyers from 7 countries of concern (incl. China) from residential property near sensitive sites. Verify first.

Talk to a US real-estate tax advisor

FIRPTA, ITIN & Florida property-tax guidance for foreign buyers

Latest Real-Estate News

New Fed chairman may leave mortgage rates mostly unchanged

Guaranteed Rate • Jun 18, 2026

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Eye On Housing • Jun 18, 2026

U.S. commercial property prices hit record as deal patterns shift

Altus Group • Jun 18, 2026

Sun 'n Lake of Sebring Real Estate FAQ

Sun 'n Lake of Sebring, Florida can appeal to investors focused on income, with a gross yield of 6.9 and prices about 27% below the Florida median. The tradeoff is a Red Flag score of 72 and prices down 4.6% over the past year, which points to higher risk and softer recent pricing.

Neighborhoods near Sun 'n Lake of Sebring

Compare Sun 'n Lake of Sebring with nearby neighborhoods in Highlands County.

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