Neighborhood

Highlands-Douglass Neighborhood

Louisville, Kentucky US

AI Summary•Updated May 2026

Area

0.11 mi²

ZIP Code

40205

County

Jefferson County

State

Kentucky

Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20OpenStreetMap — POIFBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5US Census ACS / TIGER 2024

Verified Price · Median Sale

$369,890

YoY-2.6%

Gross Rental Yield

4.6%

Listed rent · ZORI annualized

Red Flag Index

Moderate

57 / 100

Walkability Score

Walker's Paradise

OpenStreetMap POI density · national percentile

Education Score

24 / 100

Limited · better than 24% of U.S. districts

Pre-pandemic SEDA (2018/19) · district proxy

AI Score

Fair

DistrictScore attractiveness · national model

Highlands-Douglass Neighborhood Property Prices & Rental Yield

Verified Redfin sale data and Zillow ZORI asking rent for Highlands-Douglass Neighborhood, Louisville.

Unlock the Highlands-Douglass Neighborhood 12-month price trend

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Market Economics Snapshot

May 2026

Metric	Value	YoY
Median Sale Price	$369,890	-2.6%
Price / Sq Ft (Verified)	$202/sqft	-0.4%
Asking Rent (Median)	$1,414/mo	-9.1%
Gross Rental Yield	4.6%	—
Liquidity Score	32 / 100	Low
Homes Sold (Period)	100	-9.9%

Is Highlands-Douglass Neighborhood Safe? Natural-Hazard Risk

FEMA National Risk Index composite across eight hazards, plus inherited Kentucky crime context.

Red Flag Breakdown

57 / 100

Moderate Risk

Composite is weighted by expected impact — frequent low-damage hazards (hail, wind) weigh less than flood or wildfire.

Tornado100Very High

Earthquake80Very High

Flood60High

Wildfire60High

Hail60High

Heat40Moderate

Strong Wind40Moderate

Hurricane20Low

8/8 hazards scored · FEMA NRI v1.20

Crime (state-level): Kentucky averaged 15.6 crimes and 2.1 violent per 1,000 residents (-11.9% YoY) in 2024(FBI UCR). Compare the state to the country, not states as a ranking — full Safety & Crime data lives on the state page.

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Tract-level hazard heatmap & parcel detail with Pro

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What Stands Out AI Insight

Highly walkable neighborhood — score 92/100

Active transaction volume — 100 homes sold last period

Tornado risk is Very High (100/100)

Earthquake risk is Very High (80/100)

Insights are generated from Highlands-Douglass Neighborhood's live DistrictScore metrics.

Highlands-Douglass Neighborhood Environment & Safety

Satellite PM2.5 air-quality history, FBI UCR crime trend (Kentucky-level, the finest official aggregation), EPA radon potential and point-source hazard screening.

Air Quality — PM2.5

2015–2024

6.0 µg/m³ Meets EPA, above WHO guideline-28.6% since 2015

EPA 9WHO 5

20152024

Annual mean fine-particle (PM2.5) concentration at the Highlands-Douglass Neighborhood centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 49% of U.S. neighborhoods.

Kentucky Crime Trend

FBI UCR

20132024

All crimes / 1k

Violent / 1k

Year	Crimes / 1k	Violent / 1k	YoY
2024	15.6	2.1	-11.9%
2023	17.9	2.3	+5.8%
2022	17.1	2.2	-9.8%
2021	18.9	2.7	-6.5%
2020	20.4	2.6	-4.2%
2019	21.3	2.2	—

Reported at the state level — the finest official US crime aggregation; Highlands-Douglass Neighborhood inherits the Kentucky figures.

Radon Potential

EPA

Zone 1

Zone 1 — Highest potential · Highlands-Douglass Neighborhood

EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.

Walkability & Amenities in Highlands-Douglass Neighborhood

Amenity density and pedestrian access from OpenStreetMap points of interest.

Walkability & Amenities

OpenStreetMap POI

92

Walker's Paradise

Walkability Score

0

Grocery

24

Dining

1

Schools

0

Universities

0

Hospitals

1

Pharmacies

1

Parks

0

Rail Transit

0

Coworking

POI counts are amenities within Highlands-Douglass Neighborhood's boundary plus a 400 m walk buffer. Rail transit excludes bus stops.

Highlands-Douglass Neighborhood vs Louisville vs Kentucky

How Highlands-Douglass Neighborhood benchmarks against its city and state medians.

Benchmark vs City & State

Across Highlands-Douglass Neighborhood, the median sale price sits in line with the median for Louisville neighborhoods and about 9% above the statewide median. Gross rental yield is 4.6%, against 5.0% for Louisville neighborhoods and 5.5% statewide. Over the past 12 months, prices fell 2.7%. Transaction liquidity sits in line with the median for Louisville neighborhoods and below the statewide median.

Area	Median / Sq Ft	Gross Yield	Liquidity
Highlands-Douglass Neighborhood	$202/sqft	4.6%	32
Louisville	$202/sqft	5.0%	32
Kentucky	$186/sqft	5.5%	40

Unlock the Highlands-Douglass Neighborhood benchmark

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Buying Property in the US as a Foreigner

Federal & Kentucky tax facts for non-resident buyers, plus the latest local market news.

Buying as a Foreigner

US Tax & Ownership

Applies to everyone7

Capital Gains (Federal)

Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).

Property Tax

Property tax: ~0.72% average effective rate (statewide average; set and collected locally).

State Income Tax

State income tax up to 4.0%; rental income is taxed at these rates.

State Capital Gains

Capital gains are taxed as ordinary income at state rates.

Transfer Tax

Real estate transfer tax: $0.50 per $500.

Assessment Cap

No Proposition 13-style assessment cap; property is reassessed at market value.

Mansion Tax / Rent Control

No statewide mansion tax or statewide rent control.

US citizens & tax residents7

Primary-Home Exclusion

Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.

1031 Like-Kind Exchange

A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.

Depreciation Recapture

Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).

Mortgage Interest Deduction

Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).

Opportunity Zones

Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.

Rental Income (Resident)

Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.

1031 State Conformity

The state conforms to the federal 1031 like-kind exchange rules.

Foreign buyers (non-residents)5

FIRPTA (Foreign Sellers)

FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.

Non-Resident Capital Gains

Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.

Non-Resident Rental Tax

Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).

Estate Tax (Non-Resident)

Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.

ITIN Requirement

Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.

Talk to a US real-estate tax advisor

FIRPTA, ITIN & Kentucky property-tax guidance for foreign buyers

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