Neighborhood
Exchange Place
Waterbury, Connecticut US
Exchange Place, Waterbury, Connecticut has a value-oriented investment profile, with prices 33% below the city median and 45% below the state median. Gross yield is 4.3%, walkability is 88, education is in the 6th percentile, and the Red Flag score of 70 indicates a higher risk reading. The main strength is the combination of a lower price level and solid yield; the main caution is the elevated Red Flag score and the low education percentile.
AI Summary•Updated May 2026
Area
0.46 mi²
ZIP Code
06702
County
Naugatuck Valley Planning Region
State
Connecticut
Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20OpenStreetMap — POIFBI UCR — state crimeEPA FRS / BTS — hazard screeningUS Census ACS / TIGER 2024
Verified Price · Median Sale
$334,201
YoY—
Gross Rental Yield
4.3%
Listed rent · ZORI annualized
Red Flag Index
High
70 / 100
Walkability Score
88
OpenStreetMap POI density · national percentile
Education Score
6 / 100
Pre-pandemic SEDA (2018/19) · district proxy
AI Score
37
DistrictScore attractiveness · national model
Exchange Place Property Prices & Rental Yield
Verified Redfin sale data and Zillow ZORI asking rent for Exchange Place, Waterbury.
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Sign in to view — freeMarket Economics Snapshot
May 2026| Metric | Value | YoY |
|---|---|---|
| Median Sale Price | $334,201 | — |
| Price / Sq Ft (Verified) | $129/sqft | -11.4% |
| Asking Rent (Median) | $1,200/mo | — |
| Gross Rental Yield | 4.3% | — |
| Liquidity Score | 5 / 100 | Low |
| Homes Sold (Period) | 2 | +100.0% |
Is Exchange Place Safe? Natural-Hazard Risk
FEMA National Risk Index composite across eight hazards, plus inherited Connecticut crime context.
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Sign in to view — free What Stands Out AI Insight
Highly walkable neighborhood — score 88/100
Flood risk is Very High (100/100)
Hurricane risk is Very High (100/100)
Insights are generated from Exchange Place's live DistrictScore metrics.
Exchange Place Environment & Safety
Satellite PM2.5 air-quality history, FBI UCR crime trend (Connecticut-level, the finest official aggregation), EPA radon potential and point-source hazard screening.
Connecticut Crime Trend
FBI UCR20132024
All crimes / 1k
Violent / 1k
| Year | Crimes / 1k | Violent / 1k | YoY |
|---|---|---|---|
| 2024 | 15.0 | 1.4 | -11.7% |
| 2023 | 17.2 | 1.5 | +3.8% |
| 2022 | 16.6 | 1.5 | -1.4% |
| 2021 | 16.9 | 1.7 | -1.6% |
| 2020 | 17.5 | 1.8 | +7.8% |
| 2019 | 16.2 | 1.9 | — |
Reported at the state level — the finest official US crime aggregation; Exchange Place inherits the Connecticut figures.
Environmental Hazards
EPA / BTSSuperfund (NPL)2.0 kmHigh
Industrial odor1 nearbyModerate
Point-source screening near Exchange Place: EPA Superfund National Priorities List & Facility Registry (2026), BTS aviation noise (2020, 24-hour average level). Superfund shows distance to the nearest listed site; odor shows detected sources within the screening radius. Only detected sources are listed; the bar shows severity vs. all U.S. neighborhoods.
Walkability & Amenities in Exchange Place
Amenity density and pedestrian access from OpenStreetMap points of interest.
Walkability & Amenities
OpenStreetMap POI88
Very Walkable
Walkability Score
3
Grocery
4
Dining
6
Schools
2
Universities
1
Hospitals
2
Pharmacies
9
Parks
2
Rail Transit
0
Coworking
POI counts are amenities within Exchange Place's boundary plus a 400 m walk buffer. Rail transit excludes bus stops.
Exchange Place vs Waterbury vs Connecticut
How Exchange Place benchmarks against its city and state medians.
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Compare Exchange Place against Waterbury and Connecticut medians — free with a DistrictScore account.
Sign in to view — freeBuying Property in the US as a Foreigner
Federal & Connecticut tax facts for non-resident buyers, plus the latest local market news.
Buying as a Foreigner
US Tax & OwnershipApplies to everyone7
Capital Gains (Federal)
Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).
Property Tax
Property tax: ~1.36% average effective rate (statewide average; set and collected locally).
State Income Tax
State income tax up to 6.99%; rental income is taxed at these rates.
State Capital Gains
Capital gains are taxed as ordinary income at state rates.
Transfer Tax
Real estate transfer tax: graduated, with a high-value surcharge over $2.5M.
Assessment Cap
No Proposition 13-style assessment cap; property is reassessed at market value.
Mansion Tax / Rent Control
Mansion-style surcharge: an extra 2.25% on the price portion above $2.5M.
US citizens & tax residents7
Primary-Home Exclusion
Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.
1031 Like-Kind Exchange
A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.
Depreciation Recapture
Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).
Mortgage Interest Deduction
Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).
Opportunity Zones
Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.
Rental Income (Resident)
Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.
1031 State Conformity
The state conforms to the federal 1031 like-kind exchange rules.
Foreign buyers (non-residents)5
FIRPTA (Foreign Sellers)
FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.
Non-Resident Capital Gains
Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.
Non-Resident Rental Tax
Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).
Estate Tax (Non-Resident)
Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.
ITIN Requirement
Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.
Talk to a US real-estate tax advisor
FIRPTA, ITIN & Connecticut property-tax guidance for foreign buyers
Exchange Place Real Estate FAQ
Exchange Place, Waterbury, Connecticut has a value-oriented profile. Prices are 33% below the city median and 45% below the state median, gross yield is 4.3%, walkability is 88, education is in the 6th percentile, and the Red Flag score is 70.
Neighborhoods near Exchange Place
Compare Exchange Place with nearby neighborhoods in Waterbury.
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